The advancement of computerized stages, the innovative liberation of most of end clients and the expansion of progressively complex instalment gadgets, has inclined toward the undeniably tyrannical confirmation of the supposed electronic cash apparatuses. The utilization of charge cards, Visas and pre-loaded cards, lately, has developed fundamentally, remaining closely connected with the developing need to rapidly finish up exchanges in computerized structure and with the need to have a compelling and effective apparatus accessible. safe.

Up to this point, the utilization of electronic cash instruments was the restrictive right of a grown-up customers with an on going record relationship with a credit establishment, however as of late admittance to the help has likewise been cleared. to underage clients with solely electronic solicitation techniques. Among the various assistance offers accessible on the web held for youngsters and understudies, today we are managing the proposition of Hype and Bunq which address an incredibly fascinating and extremely helpful open door.

HYPE START

The Hype Card can be considered an ideal combination of the functions offered by a traditional current account and a payment card. Specifically, it is an account card that owes its main peculiarity to the fact of having an IBAN that makes it, in fact, similar to a current account without being materially so. Hype card, also available for minors in the Start version, is issued by Hype and insists on the Mastercard circuit, a peculiarity that, in fact, makes it usable internationally.

OPERATION

The operation of this card is wide and interesting. Although it is not a traditional current account, but an account card , it is possible to receive and send wire transfers and, therefore, it can be the solution to credit small and large sums even by third parties (for the youngest, for example, it can act from electronic purse to put aside tips and birthday gifts). As a payment tool in the strict sense, the Hype card allows a classic operation that includes payments via POS device also through the contactless function, digital payments for purchases concluded via the web and cash withdrawals.

HOW TO REQUEST

Publicity card must be mentioned through the approved web stage . To do this, you really want to enroll in the proper segment and, in a couple of short advances, demand the card which will be sent, in a brief time frame, to the location of home. Since it is a card with an IBAN, it very well may be re-energized by bank move or by paying in real money at the parts of Banca Sella without the increment of commissions.

LIMITS AND CEILINGS

The Hype Start card contractually provides for very specific usage limits that cannot be waived. The product, in fact, has an annual ceiling of dollar 2,550 and maximum withdrawal limits of dollar255 per day. There is also a daily limit for recharging. For those who need a larger ceiling, the Next version is available, not suitable, however, for minors.

PAPER MANAGEMENT

As already highlighted, it is a very advanced product and has a completely telematic management through personal account, internet connection and fixed device or smartphone. The application for mobile device is agile, intuitive, but very complete, it allows to face without problems dispositive functions (such as bank transfers) or questions such as the consultation of the balance and movements. Furthermore, Carta Hype is compatible with the Google Pay and Apple Pay functions.

BUNQ TRAVEL CARD

Bunq Travel Card is a prepaid card, also available for minors and for those without their own income. Specifically, it is a purse that operates on the Mastercard circuit and does not provide a credit line (and is therefore not comparable to a credit card), but works on a pre-loaded availability that cannot be passed over. The issuing credit institution is Bunq, a Dutch-registered bank specializing in mobile banking and is also placed by UBI Banca.
(Online Banking and Internet Security)The card does not have its own IBAN, but can be connected free of charge to an online account at the institution itself.

HOW TO APPLY FOR THE CARD

The card can be requested online on the official website. to subscribe, you need to access the authorized platform and proceed through a guided identification procedure which, in a few steps, allows you to complete the application. Upon issue, a secret PIN is processed which acts as a safety device for the operations arranged. The card is sent to the holder’s home address within a few days and is immediately active. The cost of issuing the card is dollar 10

MOBILE APP

Card management is entirely digital via smartphone application or fixed device. By accessing the reserved area it is possible to consult the balance and the movements of the card in real time. The highly advanced card is compatible with Google Pay and Apple Pay .

FINAL CONSIDERATIONS

The reviews of Carta Hype from the web are generally very positive with particular appreciation for the low costs and for the personal IBAN code . The card, in fact, does not have an annual fee and does not provide for top-up fees via wire transfers. The relationship between quality and price is appreciated by the majority of customers. The peculiarity of the IBAN code, on the other hand, makes it a privileged solution for young people who have a small income and approach the world of work. The feedback regarding Carta Bunq is equally lusighieri. Most customers identify it as an agile payment tool but sophisticated, particularly suitable for young students. Opinions from the web are decidedly positive in terms of card operations, the issuing procedure which is considered very intuitive and compared to the costs applied by the main market competitors. This is the best solution for those who travel a lot or study abroad, but do not need to channel a monthly income by bank transfer.

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